Compare personal-loan lenders in the United States
Choose a personal loan with clear terms
Compare the amount, repayment term and rate before applying
Online lenders in the United States
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Check before applying
Review the total cost, APR or local equivalent, all fees, minimum and maximum term, repayment schedule and representative calculation in the lender's agreement.
Current catalog snapshot
These figures are calculated only from offers currently available to Credavix for this market.
- Offers in the catalog
- 6
- Median stated maximum
- $5,000
- With a separate first-loan limit
- 0 / 6
- With a published annual cost measure
- 0 / 6
This describes the current Credavix dataset, not the entire lending market.
How to compare personal loans online in the United States
Compare the loan amount in US dollars, repayment term, APR, origination fees and total repayment. Check eligibility and the lender's final disclosures before applying.
How to find a loan for the amount you need
Set an amount in the local currency and select “Show options”. The list keeps providers with a stated maximum equal to or above that amount. Check the first-loan limit separately: the maximum may be for returning customers. The filter does not calculate the amount you will qualify for.
How to compare online and personal loans
Compare products using the same amount and a similar repayment term. Review the stated limit, first-loan conditions, APR or local annual-cost measure, mandatory fees, repayment structure and total repayment. Credavix organizes available information, but catalog position does not mean one lender is the cheapest or best choice for every borrower.
Installment loans and loans repaid in one payment
How you receive the money and how you repay it are separate terms. Check whether repayment is a single payment or a series of installments. Compare the same amount and term before comparing total repayment. Confirm the supported account, transfer method, required documents and timing directly with the provider.
More useful guides
APR, fees and total loan cost: what to compare
A practical U.S. guide to comparing APR, fees, loan term, payment schedule and total repayment.
How to review an online lender before applying
What to check before an online loan application in the U.S.: lender identity, disclosures, APR, fees and repayment terms.
What should you compare before applying for a personal loan?
Review the APR, total interest, origination fees, monthly payment, term and late-payment conditions.
Does Credavix approve or fund loans?
No. Credavix provides information and links to the lender, which evaluates and decides the application.
Are no-credit-check or guaranteed-approval loans assured?
Credavix does not guarantee approval. Each provider sets requirements for age, income, documents and credit history. A maximum amount that covers your request does not confirm eligibility.
Does an online personal loan work in every US state?
Availability and terms can vary by state and provider. Confirm that your state is supported, review the APR and origination fees, and distinguish a personal installment loan from a single-payment loan. The maximum displayed in USD is not a prequalification or approval.
Can a personal-loan comparison guarantee approval with bad credit?
No. Lenders determine eligibility using their own assessment, and availability may vary by state. Compare APR, origination fees, net amount disbursed and total payments for the same term. A published maximum amount is not prequalification, and a catalogue filter does not run a credit check.
How do I compare a promotional rate with the standard rate?
Check eligible customers, promotion dates and conditions under which it ends. Compare the later rate, mandatory charges, applicable annual cost measure and total repayment for your actual term. A lower rate for part of a loan does not describe its complete cost.
Does a quick application mean an instant transfer?
No. Assessment, decision and disbursement depend on the provider and payment method. Credavix does not submit an application for you or accelerate a transfer. Verify account requirements and processing times before continuing.
The catalogue is ordered by general average affiliate earnings per click (EPC), highest first. Offers without valid EPC appear last. EPC is not a loan interest rate, an approval probability or a measure of value for the borrower. Credavix may earn a commission for a referral or action. Compare full costs and eligibility requirements independently. How the Credavix catalog is prepared